All tiers
Advanced & governed

Cowork, enterprise automation and agent governance

This is the mature operating stage. Cowork is now generally available to Microsoft 365 Copilot customers, but access still depends on admin discoverability, usage-based billing and organisational policy. Use this stage for capabilities that need stronger cost controls, ownership, approvals, monitoring and lifecycle management.

Typical products and features

  • Copilot Cowork
  • Microsoft 365 Copilot
  • Copilot Credits
  • Power Automate Process
  • Power Automate Hosted Process
  • Unattended RPA
  • Agent 365
  • Microsoft 365 admin centre
  • Power Platform admin centre
  • Purview
  • Entra ID

Best-fit users

  • IT
  • Security
  • Operations
  • Data governance
  • Risk and compliance
  • Senior process owners
  • Selected knowledge workers using Cowork

Extra cost risk: High; usage-based billing, Copilot Credits, premium licences or specialist capacity can apply

Watch-outs

  • Cowork has been generally available worldwide since 16 June 2026 for Microsoft 365 Copilot customers, but admins still control discoverability and must enable usage-based billing before users can run tasks.
  • Cowork consumption is measured in Copilot Credits; organisations can set user or group limits and users can check approximate task cost with /cost.
  • UK Cowork does not require Anthropic/Claude. Microsoft separates Cowork access from model availability; if Anthropic is disabled, Cowork users can continue with allowed non-Anthropic models such as GPT models.
  • For UK organisations, model-provider choice should be recorded as a governance/configuration decision because Anthropic availability has separate admin and data-processing considerations.
  • For Work IQ or other connected agent tools, start read-only where possible and enable write operations only for a justified use case with appropriate identity and approval controls.
  • Treat Cowork access like any other temporary or role-based capability: record owner, purpose, limit and review date, and remove access when the user or project no longer needs it.
  • Agent governance becomes more important as shared, action-taking and connected Agents accumulate; maintain an inventory before the estate becomes hard to understand.
  • Use human approval or an equivalent controlled handoff before high-impact actions where the technology supports it, and keep human accountability for regulated AO decisions.

Example use cases (14)

Advanced & governedMedium - reduces orphaned access, stale agents and unnecessary spend riskUpdated 5 Sept

Run periodic access and lifecycle health checks

An awarding organisation periodically reviews Copilot licences, Cowork access, agents, connectors and automations to remove stale access, confirm owners and retire projects that have ended.

No AI needed

Where: Microsoft 365 admin / governance process

Advanced & governedHigh riskUpdated 3 Sept

Overnight registration validation

Check records and flag exceptions

AI optionalExtra credits needed

Where: Power Automate Process

Advanced & governedMedium riskUpdated 3 Sept

Legacy data entry bot

Enter data into a system without API access

No AI needed

Where: Hosted Process

Advanced & governedHigh riskUpdated 3 Sept

Continuous document intake

Process submitted documents and route exceptions

AI requiredExtra credits needed

Where: Power Automate + AI Builder

Advanced & governedMedium riskUpdated 3 Sept

Regulatory monitoring

Watch sources and alert policy owners

AI optionalExtra credits needed

Where: Power Automate / Copilot Studio

Advanced & governedHigh riskUpdated 3 Sept

Certificate production preparation

Prepare records for certificate processing

No AI needed

Where: Power Automate / RPA

Advanced & governedHigh riskUpdated 3 Sept

Agent inventory

Register owners, scopes and data sources for every agent

No AI needed

Where: Agent 365 / admin tools

Advanced & governedHigh riskUpdated 3 Sept

Agent access review

Check which agents can access which knowledge sources

No AI needed

Where: Admin centre / Agent 365

Advanced & governedHigh riskUpdated 3 Sept

Shadow agent detection

Identify unmanaged or ownerless agents

No AI needed

Where: Admin centre / Agent 365

Advanced & governedHigh - action-taking, multi-source work needs review, spend controls and sensitive-data boundaries riskUpdated 5 Sept

Delegate a board pack preparation task with Cowork

A senior leader asks Cowork to gather approved source documents, draft a board-paper outline, create a PowerPoint summary and prepare a draft stakeholder email, with approval before sending or posting.

AI requiredExtra credits needed

Where: Copilot Cowork / Microsoft 365 Copilot app

Advanced & governedMedium - reduces risk of unexpected usage charges riskUpdated 5 Sept

Set Cowork spending limits before rollout

IT enables Cowork only for a pilot group, sets user or group-level spending limits and monitors Copilot Credit use before wider adoption.

No AI needed

Where: Microsoft 365 admin / Copilot Cowork cost controls

Advanced & governedMedium - essential once agent numbers grow riskUpdated 5 Sept

Maintain an agent register

IT and governance teams keep a live register of every shared agent, its owner, source material, permissions, connectors, review date and retirement status.

AI optional

Where: Agent 365 / Microsoft 365 admin centre / governance register

Advanced & governedHigh - safeguarding and similar discussions may involve special category data or criminal offence data riskUpdated 3 Sept

Review sensitive meeting transcription policy

The AO reviews whether Teams transcription, Copilot meeting summaries and Facilitator-style meeting notes should be disabled or restricted for safeguarding, HR, malpractice, appeals and complaints meetings.

No AI needed

Where: Teams admin centre / Purview / governance process

Advanced & governedMedium - IT/security-only use case, not a general staff Copilot feature riskUpdated 3 Sept

Use Security Copilot for IT/security investigations

An IT/security team uses Security Copilot agents to support investigations across Defender, Entra, Intune or Purview, while monitoring included compute usage.

AI requiredCredits may apply

Where: Defender / Entra / Intune / Purview / Security Copilot

Disclaimer: Always follow your organisation's internal guidance and policies regarding AI usage. The suggestions in this guide have been created to the best of accuracy, but Microsoft licensing, pricing and feature availability change frequently — treat them as a planning baseline, not a procurement quote.